Primerica Scam – The Real Picture

In early 1999 I found myself in a very frustrating situation. I was 29 years old. I was working extremely hard as a fiber optics salesman and I was broke. My wife and I had been married for over six years. Wed just had our first child, whom we were thrilled about, however, when it came to work, money and time, we were struggling. We started praying for a better way.

My wife received a phone call one evening from a lady she had met recently. She said that she was in training with a company that was expanding, and that we should take a look at it. She said this company, Primerica, might be able to help us. We decided to meet up with her and see what this company was all about.

Neither of us had ever even heard of Primerica and I admit we were skeptical. After about 30 minutes into our meeting with the Primerica reps, I began to realize that what they were saying actually made sense. They spoke about developing a written program to monitor and eliminate debt, term life insurance being the foundation to your financial house, and the basics of successful investing.

At 29, Id never been taught these principles before. I never finished college and I had no experience with financial stuff. He assured me that they could help educate us about our finances. The first step would be to fill out a Financial Needs Analysis (FNA) and based on where we stood financially and what our goals were, we would see what could be done.

We met again two weeks later and went through the results. It was simple: Follow a plan to pay off credit card debts, put some term insurance in place to protect my young family (we had no insurance at that time) and find a way to make more money. They said that Primerica would teach us how to do all of the above. They would even offer us an opportunity to start part-time and show us how to build a business by teaching other people what they taught us.

I guess we were just so eager to change our lives we believed them. We paid a small start-up fee, started the training process, and moved forward in faith.

Now its 10 years later and Im 40 years old. I cant help but think about how different my life couldve turned out.

What if I hadnt agreed to that appointment? What if I trusted my initial skeptical feelings? What if Id listened to several friends who insisted Primerica had to be a scam? What if I believed Internet chat rooms, unregulated Web sites, and less than credible sources?

Well, my familys life would be a lot different. See, whats happened in the past 10 years is that we have grown tremendously — as people and as leaders. We have built amazing friendships. Weve helped thousands of families get back on track financially. We are financially independent and have been able to give away more money each year than we used to earn before Primerica. The opportunity turned out to be a bigger blessing that we could have ever imagined.

Read the rest at: http://www.askprimerica.com/primerica-scam-the-real-picture/

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